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Category: Investment
What are the different types of home loans available in India, and how do I choose the best one for me?
There are several types of home loans available in India. The main options are: Fixed Rate Home Loans: Interest rate remains fixed for the entire loan tenure. EMI remains the same, providing stability. However, if market rates fall, you lose out. Best for those who p… Read more
Why NRIs Should Invest in Luxury Apartments in Gurugram
Gurugram, also known as Gurgaon, is emerging as a preferred destination for NRI investments in Indian real estate. There are several factors driving this trend including lucrative property returns, thriving economy, global connectivity, cosmopolitan culture and afforda… Read more
Why Invest in Commercial Space in Gurugram?
Gurugram is emerging as a preferred commercial real estate investment destination in India due to numerous factors. Here are the top reasons why investors should consider commercial properties in Gurugram: Growing Office Market: Gurugram has India's largest office ma… Read more
Joint Home Loans in India: Weighing Benefits Against Potential Risks
Applying for a joint home loan with your spouse can significantly enhance your borrowing capabilities and offer several financial advantages in India. While the benefits are compelling, it's equally important to consider the potential risks to make an informed deci… Read more
How does my employment status affect the maximum loan amount?
Your employment status can significantly impact the maximum home loan amount you qualify for. Here are the key factors: Salary Income: Banks typically limit home loans to 3-4 times one's annual salary income. Those earning higher salaries thus tend to qualify for… Read more